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Recent work
Bath remodel

Wednesday, July 18, 2012

Will homeowners insurance pay for repairs to your home?

 I get this question more than you would think. The answer is that home owners insurance does NOT pay for repairs on your home. They may with the proper coverage pay for damage to your home caused by say pipes leaking and flooding your home, electrical fire damage, roof failure causing flooding ect, Not the actual repair.

 If your transmission goes in your car does the insurance replace it?  Insurance is different than warranty and should not be confused. Plumbing repairs in inaccessible locations may take hours of demolition to get to the problem and may cost the home owner several hundred dollars to locate and repair.

 We hope this helps inform the public that may be looking for an answer to this question. This is in our professional opinion and may vary with your insurance coverage.



34 comments:

  1. Hopefully, there will be and insurance, if something happens, the situation might be difficult.
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  2. I hope that insurance covers all the expense if plumbing problems occurs, because some repairs are too expensive.

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  3. Thanks for the blog! Plumbing is something so necessary for the home, and it's something we all dread if something were to go wrong with it. I had no idea that home insurance doesn't cover the cost of repairs, only the cost of possible damage caused. I guess the only option would be to find a great plumber that can give you a great price and do a good job, especially if insurance won't help pay. :)

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  4. Thanks for the blog very nice and great,Plumbing is so necessary for the home,I guess the only option would be to find a great plumber that can give you a great price..
    Thanks for sharing your post :)

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